Which bank? If you ask this question, I will just answer Bank Sinar Mas. It is only available via internet banking. If you over the counter, the rate is juat 5,5%. So, do it online. A quite high interest rate for time deposit is also offered by CIMB . But it is lower than Sinar Mas' rate, only 7,75 %. However two months ago, it was 8,75 %. I know this coz I applied for it. Like Sinar Mas, the CIMB offer is only available through internet banking (CIMB Clicks)
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